Cost of Living Comparison: Frederick, MD Versus Washington, D.C.

When moving to a new state, county, or city, one of the most common concerns among home buyers is cost of living. The average yearly cost to live in a certain area is a significant factor in deciding what region is best for you, your family, and your budget.

For individuals looking for an affordable home within commuting distance of Washington, D.C. and the Baltimore area, Frederick, MD is a popular choice. With its charming downtown, historic sites, beautiful hiking trails, and other outdoor recreation areas, Frederick is a wonderful place to raise a family while staying close enough to Washington for a daily commute.

But what is the cost of living in Frederick? And how does it compare to nearby Washington, D.C.? Read on to find out!

Cost of Living in Frederick Vs. Washington, D.C.

When comparing Frederick to our nation’s capital, cost of living is about 11% higher for those opting to live in Washington, D.C., according to NerdWallet. Normal everyday expenses, such as food and utilities, are similar to that of Frederick.

However, the biggest factor causing cost of living to be higher in Washington, D.C. is the price of housing. At the time of this article’s publication, BestPlaces reports the median cost of buying a home in Washington to be $566,800. That’s more than double the median home cost in Frederick. Overall, buying a home in Frederick is much more financially feasible than in Washington, D.C.

Commuting Time

If you are interested in living in Frederick but your place of employment is in Washington, D.C. or Baltimore, then it is important to consider your daily commute. If you are traveling to Washington, you should expect a commute of about one hour along Maryland Route 270. And if you are heading to Baltimore, your commute will be about 55 minutes along Maryland Route 70.

Please Note: these commuting times are estimates only; construction and other traffic conditions may affect your daily travel to and from Washington and Baltimore.

In Summary

Living in Frederick, MD is a great option for anyone looking to escape the congestion and high housing costs of Washington, D.C. It’s a beautiful town with a number of amenities and attractions for your family to enjoy.

If you are interested in buying or building a new home in Frederick, MD, check out the homesites and floorplans available from Keystone Custom Homes in our beautiful Kellerton and Rocky Springs Reserve communities.